Intelligent life systems for the 100-year life

100 Year Intelligence.
Live Funded.

You set the direction. We provide the system to get you there.

Most tools are built for everyone. Vithropic is built for you alone. You decide where your life is going — we provide your personalized system to get you there. It learns your patterns, runs continuously, and adapts as your life changes. Without asking you to give up the life you're living.

No credit card. No commitment. 4 weeks free.

VITHROPIC
Week 14 of your journey
Net worth
$847k
↑ $12,400 mo
Cash flow
+$2.1k
↑ vs avg
Debt-free
14mo
↓ 2.3mo ahead
Financial system Running
Freedom System — debt elimination
Food delivery down $153 this month. Redirected to Capital One automatically.
Debt payoff68%
Health system Focus
Sleep optimization
5.9 hrs avg. Spending runs $60–90 higher on low-sleep weeks.
Target: 7.5 hrs79%
Tax system Window open
Roth conversion opportunity
Income dipped this quarter. 6-week window — worth ~$4,200 lifetime.
Window closes in6 weeks
Your reward — unlocked
Dinner at your favorite restaurant
$340 freed from food delivery savings. The system set it aside for you.
Investments All accounts
Fidelity 401k
Target 2045 — no drift
$312,400
↑ 2.3% ytd
Vanguard IRA
0.03% avg fee
$89,200
↑ 1.8% ytd
Schwab Taxable
Loss harvest opportunity
$44,600
↓ $1,200
Upcoming actions Next 30 days
Roth conversion — decide before Dec 15
6 weeks · Tax system
Tax loss harvest — $1,200 flagged
This week · Investment system
Phone off 10pm — 3 nights this week
Ongoing · Health system
Family movie night — $80 set aside
This weekend · Your reward
All systems running · Last sync 4 min ago Weekly briefing arrives Sunday 8am
4 wks Free baseline period
13 Life domains tracked
24/7 Systems running for you
0 Guesswork
Founding members

We're letting 50 people in before we open the doors. If you're reading this, you're early. Lock in $29/month for life — almost half the Track plan price, and it never changes.

Claim your spot →

Every domain of a well-lived life.

Most tools see one slice of your life. Vithropic sees how your sleep affects your spending, how your stress shifts your financial decisions, and where the smallest improvement creates the most cascading value.

💰 Financial
💳

Daily Spending & Debt

Freedom System eliminates debt without a budget. One focus area, confirmed by data, one step at a time.

📈

Investments

Fee detection, allocation drift, cross-account optimization. The unified picture no single tool can see.

🏦

Retirement Planning

Monte Carlo scenarios for a 100-year life. Social Security optimization. RMD planning years ahead.

Tax Intelligence

Roth conversion windows. Loss harvesting signals. Every opportunity surfaced at exactly the right moment.

🌿 Health
🌙

Sleep & Recovery

Your sleep data connects to your spending patterns. The system surfaces the link — and the smallest fix.

🏃

Fitness & Movement

Workout consistency, VO2 max trends, activity levels. Connected to sleep, energy, and career performance.

🥗

Nutrition & Functional Foods

Transaction data reveals lifestyle patterns. Grocery vs delivery ratio. Functional food intelligence.

🧬

Longevity & Biomarkers

Lab results, biological age tracking, supplement protocols. The long game, managed for you.

🌱 Life
💼

Career & Income

Income trajectory, salary benchmarking, career inflection points. Your largest asset, actively managed.

👨‍👩‍👧

Family & Dependents

College planning, estate planning, family expense modeling. The people who depend on you, protected.

🏠

Real Estate & Housing

Mortgage optimization, equity tracking, rent vs own modeling. Property intelligence that compounds.

🛡️

Insurance

Coverage gap detection, policy optimization, life event triggers. The protection layer, always current.

🧘

Mental Health & Stress

Stress pattern recognition, emotional wellbeing tracking. Connected to spending, sleep, and every other domain. The thread that runs through everything.

The connection no other tool sees.

No single-domain app can surface what Vithropic sees: that your sleep score predicts your spending the next day, that your stress patterns shift your financial decisions, that your fitness consistency compounds into career performance. That intelligence only exists when all domains are seen simultaneously, over time, for one specific person.

Poor sleep Worse food choices +$80 stress spending Debt payoff delayed

Your documents.
Your data. Yours.

When you upload a statement, Vithropic reads only what matters — your transactions and balances. Your account numbers are never stored. Your name and address never enter our database. The document itself is discarded the moment it is processed. We do not need, and do not keep, anything beyond the intelligence it generates.

How we protect your data →
Bank statements
Credit cards
401k statements
IRA documents
Mortgage statements
Investment accounts
All documents encrypted with AES-256

Upload once. Your system runs.

Three steps. Then once a month, ten minutes. That's it.

01

Upload your last three months

Bank statements, credit cards, retirement accounts, mortgage — download directly from your bank's website and upload here. Your financial dashboard is live the same day. No waiting. No connecting accounts. No shared credentials.

02

Your system is ready

Not at week four. Now. Net worth calculated. Debt-free date projected. Emergency fund runway measured. Spending patterns identified. The intelligence layer starts building the moment your first document lands.

03

Once a month, sit down

Upload your new statements. Ten minutes, once a month. The system generates your Monthly Progress Report — what changed, what improved, where to focus this month. Then get out of the way and live your life.

What we read. Nothing more.

When you upload a document, Vithropic reads only your transactions and balances — the numbers that power your intelligence. Account numbers are never stored. Your name and address never enter our system. The document itself is discarded the moment processing is complete. We do not need — and do not keep — anything beyond what is needed to update your personalized system.

Built for you alone

Your patterns, your history, your baseline. Not a template. Not an average. The system is calibrated to how you actually live — and gets more accurate with every upload.

"We never sell. Not your data.
Not our values. Not the company you trust."

Vithropic founding commitment

Track. Build. Live Funded.

Everyone starts with four weeks free. Upload your documents, let the system build your complete financial picture. At the end of four weeks you will be invited to upgrade to a paid plan, or free to delete your data and account.

Track
$ 49
per month · $490/year
Know exactly where you stand

Upload your documents and see your complete financial picture for the first time. Net worth, debt-free date, emergency fund runway — all in one place.

  • Document upload — bank, credit cards, mortgage
  • Net worth tracking — updated every upload
  • Spending intelligence and pattern recognition
  • Emergency fund runway calculation
  • Debt-free date projection
  • Monthly Financial Progress Report
  • Weekly Intelligence Briefing
Funded
$ 249
per month · $2,490/year
Living funded

Advanced wealth intelligence, longevity research, peer benchmarks, and blood panel analysis. The complete system for the person serious about 100 years.

  • Everything in Build
  • Advanced wealth architecture
  • Longevity research monitor — PubMed, clinical
  • Blood lab upload and biomarker tracking (beta)
  • Peer intelligence — cohort benchmarks
  • Full tax strategy suite
  • Asset-backed borrowing intelligence
Funded Family
$ 349
per month · $3,490/year
Two people. One plan.

You and your partner, each with your own private dashboard and intelligence. Upload your own documents independently. Joint accounts appear on both dashboards naturally. Separate everything — separate intelligence.

  • Everything in Funded — for both of you
  • Invite your partner from your dashboard
  • Each person has their own private account
  • Joint accounts appear on both dashboards
  • Fully independent if finances are separate
  • Saves $149/month vs two Funded accounts
Begin your four weeks — free

No credit card. No commitment. The system recommends the right tier at the end of four weeks — you choose what fits.

Four weeks, free.
See what your life looks like in data.

Upload your last three months of statements. The system builds your complete financial picture — net worth, debt-free date, emergency fund runway — and your dashboard is live the same day. At the end of four weeks, You will be invited to join a plan that fits your life.

No credit card · No commitment · Cancel anytime