Where we are.
Where we're going.

No hype. No vague promises. This is exactly what is built, what is coming next, and what is on the horizon — updated as we ship.

Phase 0 Current build
7 Features live
Day 90 First 100 customers
Live now — Phase 0

What you can use today.

Upload your documents. Your dashboard is live the same day. These are the features available in your free four-week trial.

📄

Document upload

Bank statements, credit cards, retirement accounts, mortgage. Download from your bank, upload here. Text-based PDFs processed immediately.

📊

Net worth tracking

Your complete financial picture — assets, liabilities, net worth — calculated and updated with every document upload.

🧠

Spending intelligence

Pattern recognition across your transaction history. Category breakdowns, trends, and behavioral insights from your uploaded statements.

🛡️

Emergency fund runway

Exactly how many months your current savings would cover your expenses. Recalculated with every upload.

📅

Debt-free date projection

At your current trajectory, when do you eliminate your debt? Modeled from your actual payment history, not generic assumptions.

📋

Monthly Progress Report

Your complete financial picture every month — what changed, what improved, what to focus on. Generated the moment you upload.

✉️

Weekly Intelligence Briefing

Every week, a briefing synthesizing your financial intelligence — tax calendar events, spending signals, opportunities worth your attention. Delivered to your inbox. Gets more specific every month as your context accumulates.

Everything above is included in your four-week free trial. No credit card. No commitment.

Coming next — Phase 1 — Months 3–6

The full intelligence layer. Coming soon.

Phase 1 unlocks the Build tier — investments, tax, retirement, and health domains connected for the first time.

📈

Investment intelligence

Fee detection across all accounts. Allocation drift. High-fee funds hiding in old employer plans. The unified picture no individual account view can show.

🏦

Retirement planning — 100-year model

Monte Carlo scenarios calibrated to a 100-year life. Social Security optimization. Multiple futures modeled simultaneously from your actual numbers.

Tax optimization calendar

Roth conversion windows. Loss harvesting signals. RMD planning years ahead. Every opportunity surfaced at exactly the right moment before the window closes.

🌿

Health domain integration

Sleep, activity, nutrition connected to your financial patterns. The cross-domain intelligence that no single-domain tool can surface.

📑

Credit report upload

Upload your credit report directly from Experian, Equifax, or TransUnion. Score trends, utilization intelligence, and credit-building path.

💬

Cole — your AI assistant

Ask questions about your financial picture. Get plain-language explanations of what the data shows. Available on vithropic.com and inside your dashboard.

On the roadmap — Phase 2 — Months 6–12

The complete system. Fully funded.

Phase 2 completes all eight intelligence systems and launches the Funded tier — the full picture for the person serious about 100 years.

🧬

Longevity research monitor

Agents monitoring PubMed and major journals continuously. Research synthesized against your specific health profile. Only what's relevant to you.

🩸

Blood lab upload (beta)

Upload blood panel PDFs from Quest, LabCorp, or your physician. Biomarker tracking over time. Trend intelligence for your 100-year health trajectory.

👥

Peer intelligence benchmarks

Anonymized comparison against similar profiles — same age range, income bracket, family structure. What the top 20% do differently. No names, ever.

🏗️

Advanced wealth architecture

Asset-backed borrowing intelligence. Estate planning signals. Generational wealth modeling. The strategies most people never encounter.

👫

Funded Family — partner account

Invite your partner or spouse. Each person gets their own private dashboard. Joint accounts appear on both when you both upload the same statement.

🧮

100 Year Life calculator

A free public tool. Eight questions. Your 100-Year Life Score. Shareable, gamified, and the best top-of-funnel tool we can build for the FIRE community.

Future — Phase 3+

What comes after the foundation is solid.

These are real plans, not vaporware. They come after the core product is proven — and only if the data supports them.

📱

Native mobile app

iOS and Android. Built on the same Blazor components as the portal. Prioritized when usage data confirms strong mobile demand.

💳

Vithropic Card

Goal-linked spending controls at point of sale. The system enforces what you decided when you weren't tempted. The intelligence layer in the transaction loop.

🔌

API integrations

Open API layer allowing third-party tools to plug into the context engine. Longevity clinics, employer benefit programs, financial planning communities.

Tell us what to build next.

The roadmap is shaped by the people who use Vithropic. Select the features that matter most to you — we read every submission and it directly influences what gets prioritized.

Tax optimization calendar
Roth conversions, loss harvesting, RMDs
Investment intelligence
Fee detection, drift, unified view
Retirement — 100-year model
Monte Carlo, SS optimization
Longevity research monitor
PubMed, clinical research for your profile
Blood lab upload
Biomarker tracking over time
Peer intelligence benchmarks
Anonymous cohort comparison
Funded Family
Partner account, joint intelligence
100 Year Life calculator
Free public tool, shareable score
Native mobile app
iOS and Android

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Four weeks free.
Everything above to begin.

Upload your documents. Your complete financial picture is live the same day. No credit card. No commitment.

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